Retire with Purpose

Making the most of what you've built

You’re likely already retired or working less than you used to. You may be drawing an income from your super, managing your investments, or thinking about aged care, travel, or legacy planning.

Or you may have retired unexpectedly or changed your work pattern due to health, caring duties, or personal loss. Whatever your story, this stage is about simplicity, comfort and confidence.

Common goals at this stage include:

• Ensure income is sustainable and well managed
• Review investment strategy and reduce risk
• Plan for health and aged care needs
• Review estate and legacy plans
• Support adult children or grandchildren
• Maintain independence and lifestyle

Retire with Purpose: Complex advice strategies

• Retirement income stream planning including annuities
• Advanced contribution strategies
• Retirement phase pension tax rules
• Transfer balance cap management
• Transition to Retirement strategies
• Asset reallocation and risk review