According to research, around 90% of us fail to have adequate income protection insurance. If you were unable to work due to sickness or injury, what would the financial repercussions be on your personal lifestyle, immediate family, dependents and business?
Starting Out
Setting strong foundations for your financial future
You might be early in your career, still figuring out how to budget, save for your first big purchase, or make sense of your super.
Or you may be here for other reasons – starting over after a divorce or returning to work after a break. You may have received an inheritance or be exploring independence after a separation. Life isn’t always linear, but whether you're starting out or starting again, we’re here to help you move forward with confidence.
Common goals at this stage include:
- Learn to budget and manage cash flow
- Understand superannuation and start contributing
- Understand student loans and repayment thresholds
- Get the right insurances in place
- Improve financial literacy and confidence
Starting Out: Foundational advice strategies
- Intro to tax concessions and how this can support early wealth building
- Budgeting tools and automated savings plans
- Setting up or consolidating super funds
- Personal insurances including income protection
- Exploring private health insurance options
