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Too much retirement planning information is full of references to aged care, turning grey, becoming dependent and dying. These cliched images suggest that singles or younger people shouldn’t worry about retirement planning, but this is not true.
Good retirement planning is based on the realisation that leaving full-time employment is a great opportunity, and a time to start a new stage in life. But to start that new stage on the right foot, you need to create a plan, and there’s no time like the present.
Do I need Retirement Planning?
Whether you’re thinking about retiring soon or want to ensure that you have the right plan in place well in advance, knowing what you want to do when you retire – how much money you will need and how to map it all out – can be a daunting task. This is where professional guidance can be critical and can make all the difference to the life you live in retirement.
Planning now and choosing the most appropriate superannuation structure may be crucial to achieving your desired lifestyle in retirement. Income streams, superannuation, and tax are all important, but until you know what you plan to do when you leave work, how can you usefully anticipate what type of income you will require?
What can Retirement Planning cover?
We have helped thousands of clients carefully consider their financial strategy for retirement. We can assist you with tailored and flexible advice on:
- Transition-to-retirement strategies
- Tax and contribution strategies that make the most of your assets
- Cash flow and debt management
Other things to consider
With more than four decades of experience in retirement planning, Insurance Advisory Service has the knowledge and expertise to get you on the right track when it comes to your retirement planning and keep you there.