Whether you want to pay off credit card debt or just prevent yourself from accruing big balances in the first place, there are some simple steps you can take to help achieve your goal, according to behavioural scientist Wendy De La Rosa.

Managing your money can feel scary and complicated, but it doesn’t have to be. In this TED series, behavioural scientist Wendy De La Rosa explains why we spend too much and save too little — and shares easy steps to help us achieve a more secure financial future.