What’s the difference between stepped and level premiums?
Clarity(OnePath) Know the difference between stepped and level premiumsLife insurance premiums are predominantly based on the risk of certain events happening to you. Because health risks increase wit …
Andrew Brown(Australian Associated Press) More than one million superannuation account holders will receive notice from their funds saying they have underperformed.New requirements will force 13 super …
Money and Life(Financial Planning Association of Australia) Since marriage equality was achieved in 2017, LGBTI people have had access to the same legal and financial rights as heterosexual married co …
(ATO)There are a number of ways you can grow your super to make a positive difference to your lifestyle in retirement.If you are, or have been employed, you should make the most of employer’s contribu …
How to Get More from Your Tax Return It’s tax time and the good news is that this year many Australians can expect to see a larger return, due to tax cuts that were introduced last year now coming int …
Supporting your kids, without sacrificing your own retirement
Money and Life(Financial Planning Association of Australia) With careful planning, you can give a helping hand to your adult children financially, while still enjoying a comfortable retirement.In the …
Concessional contributions and contribution caps changes 1 July 2021
(ATO) Concessional contributions are contributions that are made into your super fund before tax. They are taxed at a rate of 15% in your super fund.From 1 July 2021, the concessional contributions ca …
MoneySmart(ASIC) Income protection insurance pays up to 85% of your pre-tax income for a specified time if you’re unable to work due to partial or total disability.Each income protection policy has it …
Money and Life(Financial Planning Association of Australia) Many of us think of retirement as a given – you work hard for your middle years, and then you get to bow out of the workforce and enjoy a we …
How the gender pay gap is causing problems for Aussie women: Now and in the future
Money and Life(Financial Planning Association of Australia) Women are entering retirement with significantly less superannuation and personal savings than men – leading to a growing class of women liv …
Money and Life(Financial Planning Association of Australia)Are you guilty of changing your spending habits when you’re in a relationship? Do you have a financial plan, or are you relying on a partner …
Could you go it alone? Making sure a man is not your financial plan
Money and Life(Financial Planning Association of Australia) Divorce is the leading cause of financial hardship for women1. So it’s important to take control of your money and plan for a time when you …
