No matter what your net worth, to ensure your family and financial goals are met after you die, it is essential that you have an Estate Plan in place.
Growth and Discovery
During this life stage, life is typically very full. Young children, growing careers, a mortgage, rising incomes and very little time to step back and see how it all fits together. A new baby, a bigger home or a business idea can bring a rush of questions. How do we protect our family? Can we manage on one income? Should we buy a bigger house? How do we pay for education? Are we saving enough?
These questions rarely stand alone. A bigger mortgage changes how much life insurance and income protection you need. Starting a business affects your tax, your super and your family’s security. Connected Advice means looking at all of it together, and bringing in your accountant, lawyer or broker when needed.
Below is an example of how Connected Advice might work for someone at this stage. The questions at the centre are the kinds we often hear at this point in life. Each one connects to the areas of advice it involves, and to the specialists around the outside who may need to be part of the conversation.
Your own Growth and Discovery plan will look different, because it starts with your questions. Let’s map it out together at your Annual Forward Planning Session.
