Could you go it alone? Making sure a man is not your financial plan
Money and Life(Financial Planning Association of Australia) Divorce is the leading cause of financial hardship for women1. So it’s important to take control of your money and plan for a time when you …
A financial safety net through your superannuation
Moneysmart(ASIC)More than 70% of Australians that have life insurance hold it through super. Most super funds offer life, total and permanent disability (TPD) and income protection insurance for their …
Self Managed Super Funds: You can’t do it all yourself
(ATO)Consider the costs, time and skillsYou need to have the time and skills to manage your SMSF, and there are ongoing running costs.As a trustee of an SMSF you’ll be responsible for operating your f …
(ATO) If you set up a self-managed super fund (SMSF), you’re in charge – you make the investment decisions for the fund and you’re held responsible for complying with the super and tax laws. It’s a ma …
2020 was a year that left us all a bit shaken and seeking a greater sense of security. When it comes to your personal finances, it always pays to have a game plan and perhaps now more than ever. Here …
MoneySmart(ASIC) Income protection insurance pays up to 85% of your pre-tax income for a specified time if you’re unable to work due to partial or total disability.Each income protection policy has it …
Pension won’t rise in September: inquiry; JobSeeker boosted
Rebecca Gredley(Australian Associated Press) Aged pensioners won’t see an increase in their payment this September, with the next possible rise in March.Department of Social Services deputy secretary …
The legislated rise in employer contributions; What’s happening?
Daniel McCulloch(Australian Associated Press) Australia’s superannuation industry believes the federal government is softening the ground to scrap a legislated rise in employer contributions due to be …
Why financial wellbeing is a pillar of good health
Money and Life(Financial Planning Association of Australia)Much like exercise and eating well, your financial wellbeing is key to living a happy and healthy life. So what is financial wellbeing and ho …
Money and Life(Financial Planning Association of Australia) In March 2020, the federal government announced early access to super as one of their measures to support people experiencing financial hard …
End of Financial Year (EOFY) Tax Tips and Super Strategies
With so many of us working from home recently, your EOFY tax preparation may be a little different this year. Here, we take a look at how to claim working from home deductions, some smart strategies …
Financial planning is a step in the right direction: here’s how the process works
Money and Life(Financial Planning Association of Australia)Nearly half of all Aussies plan on seeking financial advice in the future. If you’re one of them, you might be wondering how it all works. He …