Money and Life(Financial Planning Association of Australia) With the COVID-19 pandemic taking hold again, many employers aren’t in a position to hand out pay rises, no matter how hard you’ve worked. I …
Concessional contributions and contribution caps changes 1 July 2021
(ATO) Concessional contributions are contributions that are made into your super fund before tax. They are taxed at a rate of 15% in your super fund.From 1 July 2021, the concessional contributions ca …
moneysmart(ASIC) An emergency fund is money you set aside to cover urgent or unexpected costs. This could be car repairs, unexpected travel or an urgent medical bill. It provides a financial safety ne …
Marion Rae(Australian Associated Press) Australia’s Future Fund agency will nearly double its 70-strong investment team to meet the challenges of significant changes in global markets.Future Fund Mana …
Money and Life(Financial Planning Association of Australia) Every parent wants to give their child the best start in life, even if that sometimes means footing the bill well into adulthood. Fortunatel …
While women have traditionally always been in a worse financial position than men, the COVID-19 pandemic has struck a particularly hard blow at women’s finances, with some experts dubbing it “the pink …
Should you get financial advice from social media?The GameStop phenomena brought new scrutiny and interest to the role social media platforms can play in generating financial advice. But, before you f …
Money and Life(Financial Planning Association of Australia) Starting or returning to study is an exciting time! But let’s be real, unless you’re also working full time, you’ll have less income while y …
Money and Life(Financial Planning Association of Australia)Are you guilty of changing your spending habits when you’re in a relationship? Do you have a financial plan, or are you relying on a partner …
Money and Life(Financial Planning Association of Australia) It’s the shortest month of the year so what better time to make a change and save some money? We’ve got three tips for each of the next four …
Self Managed Super Funds: You can’t do it all yourself
(ATO)Consider the costs, time and skillsYou need to have the time and skills to manage your SMSF, and there are ongoing running costs.As a trustee of an SMSF you’ll be responsible for operating your f …