Should you move your super to cash when markets fall? Think again.
Every time markets dip, the same question rises to the surface: Should I move my superannuation to cash before things get worse?It’s a natural reaction. Watching balances fluctuate can be uncomfortabl …
Key ways to invest through an SMSF and how to create a solid investment strategy
A Self-Managed Super Fund (SMSF) offers individuals greater control over their retirement savings, allowing them to choose a variety of investment options.To maximise long-term returns and financial s …
How a new generation of investors are teaching their parents about investing
Not too long ago, in the 1950s, the process of investing was both expensive and time-consuming. People who could afford to invest in stocks only did so via stock brokerages, which virtually monopolise …
Let’s just say it plainly, softly, and maybe with a nervous laugh: nobody wants your stuff. Not in the way you think they do, anyway. This isn’t a judgement. It’s a mercy. And once you really let it s …
Healthy jobs market spells rate pain for borrowers
Analysts are warning mortgage holders an interest rate rise could be just weeks away, after surprisingly strong jobs figures heightened the Reserve Bank of Australia’s concerns about inflation.Forecas …
Building smarter: How to create an environmentally friendly home
Sustainability is no longer a niche consideration in property—it’s becoming a core part of how Australians design, build, and renovate their homes. With rising energy costs, increasing climate awarene …
Using your accountant or adviser as a mentor for your new business
Starting a business is an exciting yet challenging endeavor. As an entrepreneur, you need to navigate various systems and processes while minimising errors and maximising success. To gain a competitiv …
Some steps you can take if you are struggling to make mortgage repayments?
Owning a home is a significant milestone. However, the financial responsibility of mortgage repayments can be daunting for some homeowners.In times of financial difficulty, it’s essential to find ways …
Retirement isn’t an age — it’s a financial position
For decades, retirement has been framed as a milestone tied to age. Sixty-seven has become a default finish line — the point at which work stops and “retirement” begins. But this traditional view no l …
New Year’s Resolutions: Why we make them — and why some stick while others don’t
Every January, millions of people around the world embrace the symbolic “fresh start” that the new year provides. Fuelled by optimism and the desire for self-improvement, we set resolutions that promi …
A new year carries a quiet kind of magic. It invites reflection without judgement and possibility without pressure. No matter what the past year looked like, January represents a reset button — a chan …
Educating investors: Building the foundations for long-term generational wealth
Investing can feel intimidating for many people, particularly those just starting out. Markets fluctuate, headlines create fear, and misinformation is everywhere. Yet at its core, successful investing …
