Money and Life(Financial Planning Association of Australia) Unsure how your relationship status affects your taxes? We’ve made it simple with our couple’s guide to tax.If you’re newly married, engaged …
Concessional contributions and contribution caps changes 1 July 2021
(ATO) Concessional contributions are contributions that are made into your super fund before tax. They are taxed at a rate of 15% in your super fund.From 1 July 2021, the concessional contributions ca …
MoneySmart(ASIC) Income protection insurance pays up to 85% of your pre-tax income for a specified time if you’re unable to work due to partial or total disability.Each income protection policy has it …
Money and Life(Financial Planning Association of Australia) Many of us think of retirement as a given – you work hard for your middle years, and then you get to bow out of the workforce and enjoy a we …
How the gender pay gap is causing problems for Aussie women: Now and in the future
Money and Life(Financial Planning Association of Australia) Women are entering retirement with significantly less superannuation and personal savings than men – leading to a growing class of women liv …
Should you get financial advice from social media?The GameStop phenomena brought new scrutiny and interest to the role social media platforms can play in generating financial advice. But, before you f …
(ATO) If you set up a self-managed super fund (SMSF), you’re in charge – you make the investment decisions for the fund and you’re held responsible for complying with the super and tax laws. It’s a ma …
2020 was a year that left us all a bit shaken and seeking a greater sense of security. When it comes to your personal finances, it always pays to have a game plan and perhaps now more than ever. Here …
MoneySmart(ASIC) Types of life insuranceThere are different types of life insurance available. These include:Death cover – pays a set amount of money when you die. The money will go to the people you …
More investors are examining where their money is actually going and which industries it’s supporting. In particular, many people want to know that they’re investing in greener, more sustainable funds …
Money and Life(Financial Planning Association of Australia) Are your finances suffering because you can’t resist spending on the latest trends? Here are some tips to help you switch your focus to long …
MoneySmart(ASIC) Even if you can only save a little, make a start and keep saving. The more you can regularly save, the better.If you put $20 a week into a savings account, you’ll have over $1,040 by …