Supporting your kids, without sacrificing your own retirement
Money and Life(Financial Planning Association of Australia) With careful planning, you can give a helping hand to your adult children financially, while still enjoying a comfortable retirement.In the …
Money and Life(Financial Planning Association of Australia) Unsure how your relationship status affects your taxes? We’ve made it simple with our couple’s guide to tax.If you’re newly married, engaged …
Concessional contributions and contribution caps changes 1 July 2021
(ATO) Concessional contributions are contributions that are made into your super fund before tax. They are taxed at a rate of 15% in your super fund.From 1 July 2021, the concessional contributions ca …
MoneySmart(ASIC) Income protection insurance pays up to 85% of your pre-tax income for a specified time if you’re unable to work due to partial or total disability.Each income protection policy has it …
Money and Life(Financial Planning Association of Australia) Many of us think of retirement as a given – you work hard for your middle years, and then you get to bow out of the workforce and enjoy a we …
How the gender pay gap is causing problems for Aussie women: Now and in the future
Money and Life(Financial Planning Association of Australia) Women are entering retirement with significantly less superannuation and personal savings than men – leading to a growing class of women liv …
Should you get financial advice from social media?The GameStop phenomena brought new scrutiny and interest to the role social media platforms can play in generating financial advice. But, before you f …
(ATO) If you set up a self-managed super fund (SMSF), you’re in charge – you make the investment decisions for the fund and you’re held responsible for complying with the super and tax laws. It’s a ma …
2020 was a year that left us all a bit shaken and seeking a greater sense of security. When it comes to your personal finances, it always pays to have a game plan and perhaps now more than ever. Here …
MoneySmart(ASIC) Types of life insuranceThere are different types of life insurance available. These include:Death cover – pays a set amount of money when you die. The money will go to the people you …
More investors are examining where their money is actually going and which industries it’s supporting. In particular, many people want to know that they’re investing in greener, more sustainable funds …
MoneySmart(ASIC) Even if you can only save a little, make a start and keep saving. The more you can regularly save, the better.If you put $20 a week into a savings account, you’ll have over $1,040 by …
