When it comes to buying insurance it can be tempting to buy based on cost alone, but in the long run this can prove to be a false economy. Jo breaks down why.As a consumer and financial advisor, I oft …
Some of the most far-reaching superannuation reforms since the 2006 Budget were introduced to the House of Representatives on 9 November. On 23 November 2016, some six months later, the Bill was passe …
Wondering what a financial advisor actually does? You're not alone. Many of our clients are unclear on the basics initially, but we’re happy to break it down!There are some things about the financial …
This article, from DBA Lawyers, looks at the issues surrounding contractors and the superannuation guarantee.Reconsidering Incorporated ContractorsThis article considers when a contractor falls within …
Have you started saving for your child or grandchild’s education?
For parents, grandparents and guardians of small children, the cost of higher education may seem a distant concern. But given how large those costs can be it’s a goal best prepared for early on. And, …
Binding Death Benefit Nominations (BDBNs) and your super fund – what you need to know
Unless the super fund entitlements arising on your death (Death Benefits) are properly dealt with, your Will cannot direct to whom these benefits will pass.There are four key steps to ensuring that yo …
With all signs in the news lately pointing to the fact that the property boom in Australia is slowing down, 2016 is the year to look at other ways to build your long-term wealth.Reviewing your superan …
There’s nothing worse than getting stuck overseas or interstate with missing bags, stolen items, damage to your rental vehicle or other unanticipated mishaps. It’s great peace of mind to know in advan …
Data breaches and cyber attacks are on the rise and most Australian companies remain unprepared. Cyber security risk is the highest ranking risk faced by businesses in 2015 and is the top agenda item …
Insurance Advisory Service now in partnership with Warren Buffet’s Berkshire Hathaway Insurance Australia and Steadfast Brokers.IAS is excited to announce a new partnership agreement which, from July …
Budget 2015: How changes to this year’s Budget may affect you
We left the response to the budget by IAS until August so that you can revisit it again now that you are finalising your household and business budgets for this financial year. We haven’t provided you …
The start of a new financial year is a perfect time to take stock and do a financial health check. IAS directors Jo and Doug Brassett give you their top tips for getting on track. It’s at this time o …